Bulgarian Banks That Offer Mortgages.

Milanov LTD established connections with two of the leading Bulgarian banks offering mortgages for foreigners-Bulbank and United Bulgarian Bank.

We can offer the most reasonable conditions, quick and effective processing of relevant paperwork and trouble-free service for the buyer... And it will cost you only 100 Euros

Why get a mortgage with Milanov LTD?
● Lowest arrangement fees in Bulgaria
Only 100 Euros processing fee (covers all legal, valuation, administration and document fees in Bulgaria)
Interest rates from 5.99% to 7.99%
● Variety of flexible re-payment plans
● Personal service to each client
● Great choice of lenders
● No restrictions for EU citizens
● Currency in Euros
● A large number of additional useful services offered by Milanov LTD.

Please note that you will have to pay the lenders fee of 1 or 2% of the mortgage and the government tax (approx ₤ 100 or 150 Euros) on completion of your application.

Please see below for a description of the mortgages offered. If you would like further information, or wish to apply for an application form, please contact us.

Max Loan value:	65% of property price
Interest Rate	7.58% variable
Currency	Euro only
Term	15 years maximum
Loan amounts	Unlimited if your incomes allow
Total credit limit	Unlimited if your incomes allow (repayments max 20% of monthly income)
Available to	UK & Irish, USA, EU or Canadian citizens
Repayment method	Repayment only
Arrangement fee	1,5% of loan upon signing
Banks legal fees	none
Valuation fees	100 Euros (Variable)
Insurance	Buildings Required
Redemption penalties	5% in first 2 years, 3% after (variable)
Staged payments	Not available
Bank Account	required

Max Loan value	60% of property price
Interest Rate	1.5 % -1 st year or 5.9% - 1-3 years and 7.95% rest period (variable)
Currency	Euro only
Term	15 years maximum
Loan amounts	7,500 EUR min ? 150,000 EUR max
Total credit limit	150,000 (if criteria are met)
Available to	UK & Irish, USA ,EU or Canadian citizens
Arrangement fee	1% of loan upon signing and 0.5% annual charge
Repayment method	Repayment only
Banks legal fees	40 Euros
Valuation fees	100 Euros ( Variable )
Insurance	Covered by the bank
Redemption penalties	5%
Staged payments	Only after shell stage is reached
Bank Account	required